Website disclaimer and limitations
Important notice:
Information provided is general and may not suit every situation.
Results may vary depending on individual circumstances and external factors.
This website provides general information about our subscription-based financial planning service for informational purposes only. It is not intended as financial, legal, or investment advice and should not be relied upon to make significant decisions without consulting a qualified professional.
General information notice
All content on this site is provided for general informational purposes only. While we aim to keep information accurate and current, we make no warranties about completeness, accuracy, or reliability of the content.
Limitations of liability
We are not liable for any losses or damages resulting from reliance on information provided here.
- We do not guarantee specific outcomes from using our service.
- The subscription does not include investment, tax, or legal advice.
- We are not responsible for errors or omissions in the information presented.
- External circumstances may affect results and are beyond our control.
Content accuracy and updates
We strive to keep information up to date but do not guarantee its accuracy or completeness. Content may change without notice, and users should consult a professional for advice about their situation.
Past performance doesn't guarantee future results.
Professional advice notice
Always seek advice from a qualified financial planner or advisor before making important financial decisions. Our team offers consultations but does not provide investment recommendations.
External links
Links to third-party websites are for your convenience. We do not endorse or take responsibility for the content or accuracy of external sites.
Results may vary disclaimer
Results may vary for each individual. The information and services provided do not guarantee any particular outcome.
Variation in outcomes notice
Your experience may differ due to personal circumstances, market changes, or other factors beyond our control.
Financial and legal limitations
We do not offer investment, tax, or legal advice as part of our subscription.
- Consult a qualified professional for personalised advice.
- Fees are disclosed upfront, and no refunds are provided.
- We do not guarantee improved financial results or specific outcomes.
Jurisdiction and compliance
This website and service operate under Australian law and regulations.
Users outside Australia are responsible for compliance with their local laws and regulations when using this site or service.
All terms are governed by the laws of Australia and relevant jurisdictions.
We do not warrant compliance with laws outside Australia. Users must check their own local requirements.
Indemnity
By using this website and service, you agree to indemnify and hold us harmless from any claims arising from your use or reliance on the information provided.
Severability
If any provision of this disclaimer is found invalid, the remainder remains in effect.
Modifications
We may update this disclaimer at any time. Check this page regularly for the latest version.
Contact information
For questions about this disclaimer, please use the contact details below.
Email address: content@lumarosvia.com
Phone number: +61 2 8164 0013
Office address: 373 Bay Street, Port Melbourne, VIC 3207 Australia
Effective date: September 4, 2025
Last updated: September 4, 2025